A roof is not a purchase most people plan for. Financing is how a lot of our customers end up with the roof they actually wanted instead of the one that fit the month they had to buy it. Every job we do can be financed, from a repair to a full stone-coated metal system, and you can find out where you stand before we leave your driveway.
$0 down, and an answer the same visit
Most roofing companies around Tampa Bay want a third, sometimes half, of the job up front. We do not. Finance your roof with Allstar and you put nothing down, whatever the job costs.
Seeing your options is a soft credit check, so it does not affect your credit score. Your estimator runs it right there at your kitchen table and you get a real answer the same visit. No week of phone tag, no driving to a bank.
What you can finance
- Full roof replacement, asphalt, tile or metal
- Stone-coated metal systems, our longest-lasting option
- New roof installation on additions and new construction
- Roof repairs, including the big ones
- Gutters and related exterior work done alongside the roof
How it works
- Book your free roof inspection. About 20 minutes, zero cost, zero obligation.
- Get your written estimate. Real numbers, line by line, in your hand before anything is decided.
- Pre-qualify at the appointment. Soft credit check, no effect on your score.
- Choose your terms and we put the job on the schedule. Nothing due at signing.
Turned down somewhere else? Ask us anyway.
Alongside the usual credit-based programs, we work with an option underwritten on your home and your ability to pay rather than on a credit score. It is often the answer for homeowners another contractor already gave up on. It is not available at every address, so tell us where you live and we will check yours before anyone gets their hopes up.
Do not let the bill pick your roof
This is the part we actually care about. A homeowner comes in wanting a roof built to outlast the mortgage, sees the number at the bottom of the page, and talks themselves into the cheap one instead. Then they buy another roof sooner than they expected to. Two roofs cost more than one.
Stone-coated metal carries a manufacturer warranty measured in decades rather than years, and spread across the years you will own it, it often works out to less per year than the roof that looked cheaper on the day. Financing is what keeps that choice on the table instead of taking it away. Ask your estimator to work the cost-per-year math out with you on your own house, run it yourself in our roof cost per year calculator, or start with our guide to roof replacement costs in Tampa.
Common questions
Do I need a down payment?
No. Financed jobs are $0 down, regardless of the size of the job.
Will checking my options hurt my credit?
No. Pre-qualifying is a soft credit check and does not affect your credit score.
What will my monthly payment be?
That depends on the amount, the program you choose and what you qualify for, so we are not going to guess at a number here. Your estimator goes through the real figures with you in writing at the appointment, before you commit to anything.
What if my credit is not great?
We have more than one path, including one that does not hinge on a credit score at all. Tell us where you stand and we will tell you honestly what is available for your address.
Can I pay it off early?
Many of our programs allow early payoff with no penalty. We confirm the specifics with the lender, in writing, before you sign anything.
How soon can the work start?
As soon as you are ready. Once you are approved and the paperwork is signed, your job goes on the schedule like any other.
Who is the lender?
We work with several established lending partners and match you to the one that fits your situation. Allstar is not a lender and we do not make the credit decision, which is exactly why we can put the whole field in front of you instead of selling one company’s product.
Serving Tampa Bay
Roof financing for homeowners across Hillsborough, Pinellas, Pasco, Polk and Manatee counties, including Tampa, Brandon, Valrico, Lutz, Wesley Chapel, Plant City and the surrounding communities. Book your free roof inspection and we will show you what the roof costs and what it looks like month to month, in the same visit.
Allstar Roofing and Repair is not a lender and does not make credit decisions. Financing is provided by third-party lending partners and is subject to credit approval and the lender’s terms. Availability of any given program depends on the lender, the property and the work being done. A free roof inspection is a contractor’s inspection of your roof, not a wind mitigation or four-point insurance inspection.
Hurricane-Rated Metal Roofing, Explained for Tampa Bay
What “hurricane-rated” actually means in Florida, real cost expectations, and the questions to ask before you sign anything. Read it at home. Nobody calls, nobody comes to the house.